Conventional - FHA - VA

Finding the right mortgage loan is key to securing your dream home with confidence. Whether you're a first-time buyer, a veteran, or need flexible financing, we offer a variety of loan options tailored to your needs. Learn more about the different mortgage types below!

🔹 Conventional Mortgage

A Conventional Mortgage is a popular loan option that is not backed by the government. These loans typically require higher credit scores but offer competitive interest rates and flexible terms.

Key Features:

✅ Requires a minimum down payment (as low as 3% for qualified buyers)
✅ No mortgage insurance required with a 20% down payment
✅ Available in fixed-rate and adjustable-rate options

✅ Best suited for borrowers with good credit and stable income

🔹FHA Mortgage

A Federal Housing Administration (FHA) Mortgage is a government-backed loan designed to help first-time homebuyers and those with lower credit scores secure financing.

Key Features:

✅ Low down payment (as low as 3.5%)

✅ More lenient credit score requirements
✅ Mortgage insurance required (upfront and monthly premiums)
✅ Great for first-time buyers and those with past credit challenges

🔹 VA Mortgage

A VA Mortgage is a loan program exclusively for active-duty military members, veterans, and eligible spouses. Backed by the Department of Veterans Affairs (VA), this loan offers incredible benefits.

Key Features:

✅ No down payment required
✅ No private mortgage insurance (PMI)
✅ Competitive interest rates
✅ Flexible qualification guidelines for military families

🔹Conclusion

No matter what type of home loan you need, GregHinsonMortgage.com has the right solution for you. Whether you’re looking for the flexibility of a Conventional Loan, the low down payment benefits of an FHA Loan, or the exclusive advantages of a VA Loan for veterans and active service members, our expert team is here to help. We offer competitive rates, personalized guidance, and a smooth lending experience to ensure you secure the best loan for your needs.